Personal Finance For Teens For Dummies

Get your money game started off on the right foot with this easy-to-read guide In Personal Finance For Teens For Dummies, a team of celebrated financial educators walks you through how to handle your money so you can keep your debt low (or pay it off, if you've already got some), invest intelligently, and build the future you've always dreamed about. This is the go-to guide for any young person who gets anxious whenever they think about how they're going to make ends meet, pay for school, or save for their future. You'll explore everything from how to responsibly manage your first credit card to tips for buying your first car and finding scholarships to reduce your tuition. You'll also find: Companion materials, including online videos, infographics, printable resources, and worksheets you can use right away Strategies for creating a budget you can stick to and setting goals for saving and investing Explanations of how insurance—including car insurance—works, and how you can save money and time when you buy it So, whether you've got a teen in your life who could use a helping hand and a head start on managing their money—or you are that teen—Personal Finance For Teens For Dummies will show you the financial ropes in an easy-to-understand way that's actually fun to read. Grab your copy today!

Introduction 1 Part 1: Discover How to Build Your Financial Muscles 5 Chapter 1: Starting Your Financial Journey 7 Chapter 2: Creating Your Financial Workout Plan 13 Chapter 3: The Money Warm-up 31 Chapter 4: Budgeting Basics 43 Chapter 5: Everybody Needs a Little Credit 57 Chapter 6: Breaking Down Debt 77 Part 2: Money Matters for Middle Schoolers 95 Chapter 7: My Money and Me 97 Chapter 8: Money for the Future 105 Chapter 9: Managing Money in Middle School 117 Part 3: Money Matters for High Schoolers 127 Chapter 10: Work Hard, Study Hard 129 Chapter 11: Getting Ready for Life After High School 145 Chapter 12: Getting Into Your Dream College 163 Chapter 13: Securing the Bag (for College, That Is) 181 Part 4: Making Money Like an Adult 199 Chapter 14: Earning Money at Work 201 Chapter 15: Reading Your Paycheck 223 Chapter 16: The Real Cost of Work 235 Chapter 17: Protecting Your Money Online 247 Chapter 18: Bills, Bills, Bills 261 Part 5: Preparing for the Big Things 275 Chapter 19: Buying Your Dream Car and Other Big Purchases 277 Chapter 20: Investing for the Future 295 Chapter 21: Protecting Yourself with Insurance 315 Part 6: The Part of Tens 327 Chapter 22: The Ten-Part Teen Tax Toolbox 329 Chapter 23: Creating a Win File: Your Ten-Part Personal Highlight Reel 333 Index 339