The Future and FinTech examines the fundamental financial technologies and its growing impact on the Banking, Financial Services and Insurance (BFSI) sectors. With global investment amounting to more than 100 billion in 2020, the proliferation of FinTech has underpinned the direction payments, loans, wealth management, insurance, and cryptocurrencies are heading. This book presents FinTech from an industrial perspective in the context of architecture and its basic building blocks, e.g., Artificial Intelligence (AI), Blockchain, Cloud, Big Data, Internet of Things (IoT), and its connections to real-life applications at work. It provides a detailed guidance on how FinTech digitalizes business operations, improves productivity and efficiency, and optimizes resource management with the help of some new concepts, such as AIOps, MLOps and DevSecOps. Readers will also discover how FinTech Innovations connect BFSI to the rest of the world with growing interests in Open Banking, Banking-as-a-Service (BaaS) and FinTech-as-a-Service (FaaS). To help readers understand how FinTech has unlocked numerous opportunities for tapping into the massive substantial group of customers, this book illustrates the massive changes already underway and provides insights into changes yet to come through practical examples and applications with illustrative figures and summary tables, making this book a handy quick reference for all things of FinTech. Related Link(s) Press Release — FinTech: accelerating the transformation of the modern financial industry Sample Chapter(s) Preface Chapter 1: FinTech Innovation and Strategy Contents: FinTech Innovation and Strategy (Jun Xu) The Technical Foundations of FinTech: ABCDI and More (Jun Xu) AI Theory and Applications in the Financial Industry (Jun Xu) AI Fairness in the Financial Industry: A Machine Learning Pipeline Approach (Jun Xu) Knowledge Graphs and its Applications in Finance (Zhiyu Ge) Migration from the Traditional Financial Markets to a World of Digital Assets (Philea Chim and Frank Tong) Central Bank Digital Currencies: Opportunities and Challenges in the Post-pandemic Era (Steven Hu) Artificial Intelligence and Machine Learning in Data Management (Zhiyu Ge) Technologies and Strategies to Leverage Cloud Infrastructure for Data Integration (Zhiyu Ge) Smart Home for Financial Services: Security, Privacy, and Solutions (Jun Xu) Biometrics in FinTech: A Technological Review (Jun Xu) DevOps: Speeding up Financial Applications Delivery to the Market (Jihai Zhou) DevSecOps: Integrating Security in DevOps for Financial Applications (Jihai Zhou) MLOps in the Financial Industry: Philosophy, Practices, and Tools (Jun Xu) The Open Banking Ecosystem and its Evolution (Yuling Zhang and Jun Xu) Readership: Bankers, technical managers and developers, innovation practitioners in financial industry, Entrepreneurs, senior executives, technical managers, product owners in FinTech firms, and professors and students specialising in financial innovation and FinTech.